This time last year this bulletin forecast no interest rate rises from any of the world’s central banks, against the opinion of most of the analysts that there would be at least three, possibly four rate rises from the US’s Federal Reserve. We were proved right.

The year ahead should see again not a single rate rise by the major central banks, and again a good year for equity investors.

Equity returns across the board were extremely good in 2019. In Europe, Greece’s market rose 43%, and Italy was up 28%. In the US, there was a positive return of 22% for the Dow Jones and 33% for the Nasdaq.

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